General Information
Job ID
100688
Company
HypoVereinsbank – UniCredit Bank GmbH
Competence Line
Digital
City
Munich
Country
Germany
Job Type
Graduates / Juniors and graduate program
Functional area
Digital & Data
Working time model
Full-time
Type of contract
Permanent
Start date
10/2026
Contact
Talent Acquisition Manager: Alida Poclitariu (alida.poclitariu@unicredit.de)
The “ UniCredit Graduate Program ” is how you kickstart your career through a stimulating and exciting journey in one of Europe’s leading financial institutions.
This 12-months rotation-based graduate program offers the opportunity to work in forward-thinking, international, and supportive environment where you can learn, grow, and thrive while making an Impact and empowering communities to progress. Through rotations across key banking functions, you will gain a holistic understanding of the financial industry while contributing to the transformation towards data-driven and AI-powered banking .
You will work on cutting-edge topics at the intersection of Agentic AI, Data Science and digital transformation, continously developing your skills while making a meaningful impact for our clients and communities.
UniCredit Bank GmbH is continuously expanding its Data Science and Artificial Intelligence capabilities. The Data & Intelligence Office plays a crucial role in managing the bank’s data landscape and delivering advanced analytical and AI-driven solutions across business and control functions.
What you’ll be doing
* Design, develop, and scale Data Science and Agentic AI use cases across core banking domains (e.g., Risk, Fraud, Compliance, Sales, and Operations)
* Build and maintain machine learning and generative AI models to automate and optimize business-critical processes
* Contribute to the development of agentic systems (e.g., autonomous or semi-autonomous AI agents capable of planning and executing complex workflows)
* Develop data-driven products on our modern big data and cloud platforms
* Integrate LLMs, RAG architectures, and AI-powered workflow automation into existing banking processes
* Collaborate with business units to translate requirements into scalable analytical solutions while adhering to regulatory standards
* Ensure model robustness, governance, and compliance, particularly in the context of model risk, data privacy and financial regulation
What you’ll need to succeed
You will fit in perfectly with us and our culture if you identify with the values of Integrity, Ownership and Caring paired with the Power Skills of an Agile Collaborator, a Passionate Explorer, and a Proactive Entrepreneur.
You also match with the following requirements:
* A Master’s degree in Data Science, Computer Science, Statistics, Business Informatics, or a related field (recently completed or within the last 2 years) with strong academic performance
* A PhD in a relevant field is a plus
* Strong programming skills (e.g., Python ) and a solid understanding of the Software Development Lifecycle (SDLC)
* Practical experience in Data Science, Machine Learning, Generative AI, or Agentic AI
* Knowledge of modern AI concepts such as LLMs, Prompt Engineering, Retrieval-Augmented Generation (RAG), Multi-Agent Systems, or AI Orchestration is a plus
* Experience with Google Gemini Enterprise or comparable enterprise-grade GenAI platforms is an advantage
* Interest in banking-specific topics such as Risk Management, Fraud Detection, Regulatory Reporting, or Customer Analytics
* Experience with cloud platforms (e.g., Google, Microsoft Azure) and big data technologies is beneficial
* A structured, analytical, and independent working style
* High level of motivation, adaptability, and resilience in a dynamic environment
* Strong teamwork and communication skills
* Fluency in English and German ; Italian is a plus
* This role follows a hybrid model with required on-site presence
What you’ll get in return
* #ComeAndStay – With us, you will receive a permanent employment contract from day one.
* #GrowAndExcel – Within your individually designed and diverse graduate program you will continuously develop. A steep learning curve, comprehensive qualification opportunities, strategic development programs and personal mentoring prepare you for your target position and provide your career with a long-term perspective.
* #EnjoyNetworking – Dive into a network full of opportunities and connect with colleagues across all areas and divisions of the bank – even internationally. Become part of our global graduates’ community and uncover the diversity of UniCredit. Your everyday job will be enriched by numerous inspiring local and global events, regular get-togethers, and exciting encounters with management.
* #DesignYourWorkingLife – Digitization and flexibility shape our modern working world. Design your work routine the way it suits you best: Whether it’s in the office, remote within Germany, or abroad from another EU country. Looking to travel for longer? Take a sabbatical and explore the possibilities of New Work with us.
* #LiveOurCulture – We don’t just accomplish our work, but experience and shape it together. As a real team, we communicate at eye level #CallMeByMyFirstName, value every opinion and are convinced that success is based on people empowerment.
* #ThinkEuropean – We are not only one of the largest financial institutions in Germany, but as part of UniCredit we are also internationally active and successful. With us, you can expect a pan-European company with regional ties as well as stimulating career opportunities in the world’s most exciting cities.
* #MakeInnovationHappen – FinTechs, Big Data, Bitcoins: Banking is evolving rapidly. Actively shape the digital transformation of one of the most change-driven industries by contributing your fresh perspective and innovative ideas.
* #DontStopMoving – Enjoy the flexibility of Wellhub: Across Germany, you have access to a comprehensive network of sports, leisure, and wellness facilities. You also benefit from an international partner network that gives you access to offers around the globe. Since movement represents both health and sustainability for us, we provide you with the opportunity to lease a JobRad on attractive terms and to use the Deutschlandticket under discounted conditions. In this way, we support you in maintaining an active lifestyle while promoting environmentally friendly and cost-efficient mobility.
* #CareNowForLater – Retirement is still so far away for you? Nevertheless, retirement planning is a topic that you should already be dealing with now and that is at least as important as monthly salary payments. We will continue to take care of you in the future and support your financial provision for retirement from day one.
In the UniCredit Graduate Program Germany, you can expect an attractive fixed annual base salary from €59,761 gross, based on full-time employment and aligned with your academic degree.
Your remuneration is determined in accordance with the provisions of the applicable collective salary agreement for the private banking sector and is based on the following grading:
* Bachelor’s degree: pay group 6/11th professional year
* Master’s degree: pay group 7/11th professional year
* Doctoral degree (PhD): pay group 8/11th professional year
The target salary consists of two components: the annual base salary (as outlined above), paid in 13 monthly installments, and a variable bonus payment. The variable bonus payment is based on one monthly gross base salary and will be adjusted by the company’s success and your individual performance contribution.
About UniCredit Group
UniCredit is a pan-European Commercial Bank with a unique service offering in Italy, Germany, Central and Eastern Europe. Our purpose is to empower communities to progress, delivering the best-in-class for all stakeholders, unlocking a better tomorrow for our clients and our people across Europe. We serve over 15 million customers worldwide. They are at the heart of what we do in all our markets. Digitalisation and our commitment to ESG principles are key enablers for our service. They help us deliver excellence to our stakeholders and creating a sustainable future for our clients, our communities and our people. We are an equal opportunity employer. We stand together in nurturing a workplace that welcomes diverse thinking and inclusive behaviors. Making all voices heard and leveraging “diversity of thought” regardless of gender identity, age, race, ethnicity, sexual orientation, ability, cultural background, we ensure sustainable growth and new business opportunities, a strong drive for innovation and creativity, as well as a general improvement of the work climate with positive impact on productivity, well-being and engagement of our people.
Application deadline: Ongoing Starting date: Ongoing