Description
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Details of the role and how it fits into the team
Asset Quality Review (AQR) is an independent key control function with high importance in the regulatory environment. AQR is set up globally with main locations in Frankfurt, Berlin, Mumbai and New York. The team consists of credit analysts with broad and diverse sets of skills and experiences.
In conducting reviews, AQR assesses credit ratings / consistent application of rating systems, credit standards and quality of risk management.
The position is within the AQR Frankfurt team with focus on counterparty reviews in the Wealth Management portfolios and particularly on regulatory requirements wrt origination / extension and monitoring activities.
Your key responsibilities
1. Participate in asset quality reviews assessing individual exposures of high complexity / ratings / models as well as credit process elements especially regarding origination / extension cases in the Wealth Management portfolio
2. As review team member collaborate with AQR team members, conduct detailed and challenging discussions, review and opine on colleagues’ work assuring completeness and accuracy (4-eyes principle) for concise review reports addressed to Senior Management and to Regulators
3. Focus will be on the assessment of individual exposures, as well as credit process elements, i.e. non-standardized preparation of concise review sheets summarizing the assessment and recommendations, independent discussion of review results with rating analysts / credit officers only in conflict cases escalation to AQR Senior Management
4. Participation in CRM's watchlist / portfolio meetings
5. Act as a liaison with management members and colleagues within various CRO departments, Finance and partially Business
Your skills and experiences
6. Graduate, at least undergraduate degree in a business related field
7. Sound credit background with several years of experience either from banking industry, rating agencies or public accounting firms or some combination thereof, sound analytical skills, strong knowledge of credit risk analysis (incl. assessment of complex customer groups, structures and products), rating approaches and related processes
8. Ability to independently review (incl. critically question) CRM credit decisions as well as independent assessment of reviewed portfolios/individual exposures
9. Excellent verbal and written language skills in German and English (good command of a further business relevant language would be welcomed), solid team player and good communicator
10. Good time management skills: ability to meet firm deadlines, flexibility to deal with various responsibilities
What we offer
We provide you with a comprehensive portfolio of benefits and offerings to support both, your private and professional needs.
11. Emotionally and mentally balanced
A positive mind helps us master the challenges of everyday life – both professionally and privately. We offer consultation in difficult life situations as well as mental health awareness trainings.
12. Physically thriving
We support you in staying physically fit through an offering to maintain personal health and a professional environment. You can benefit from health check-ups; vaccination drives as well as advice on healthy living and nutrition.
13. Socially connected
Networking opens up new perspectives, helps us thrive professionally and personally as well as strengthens our self-confidence and well-being. You can benefit from PME family service, FitnessCenter Job, flexible working (e.g parttime, hybrid working, job tandem) as well as an extensive culture of diversity, equity and inclusion.
14. Financially secure
We provide you with financial security not only during your active career but also for the future. You can benefit from offerings such as pension plans, banking services, company bicycle or “Deutschlandticket”.
This job is available in full and parttime.
In case of any recruitment related questions, please get in touch with Manuela Niedling.
Contact Manuela Niedling: +49 173 1822591
We strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.