Title: Commercial Banking, Full time Associate - FRANKFURT MAIN Business: Commercial Bank Division: Western Europe Digital Hub Officer Title : AVP C-Grade: C12 Location: Frankfurt Legal Entity: 20407 Citibank Europe Plc Germany Role posed until: 23rd March 2026 3 roles in total Citi Commercial Bank (CCB) offers its clients the global banking network, thought leadership and global product capabilities of Citi. We deliver extensive industry knowledge, local expertise and dedicated service support to Mid-Market (sales up to USD 3 bn.) and high growth companies with an international footprint. We provide banking and financial solutions to our clients across 5 key growth industries: Business & Professional Services, Industrials, Digital-Technology & Communications, Consumer and Healthcare. The primary responsibility of the Associate will be, in cooperation with the Senior Relationship Managers, servicing the banking & financing needs of international Mid-Market clients, deepening existing client relationships and acquiring & onboarding new commercial banking clients. Key Skills & Responsibilities: Support senior relationship manager in management of a client portfolio Call on clients, jointly with senior relationship managers, to leverage Citiu2019s global network, product solutions and market insights Drive prospecting effort, selecting companies, reaching out and ensuring follow-up, alone or with the senior relationship manager Prepare pitch materials that senior relationship managers use in sales and prospecting Work with regional Industry partners to leverage global industry content for client selection and client dialogue Help deliver the key commercial banking product set, including Cash Management, FX, Commodities, Trade, Working Capital and Lending products Help deliver Citiu2019s global network by working with bankers and product experts around the world Deliver credit to our client through financial analysis, financial modelling, documentary support, policy and process ownership, working with Underwriting and Risk teams Support the senior relationship manager with analysis on capital returns across transactions, clients and portfolio Monitor clientsu2019 financial performance and determine if further due diligence is needed Work with Corporate Finance and Investment Banking teams at time of structured transactions Collaborate with Relationship Associates, who own KYC, client onboarding, implementation, documentation and overall client delivery Train and guide Analysts Support CCB country head on strategic initiatives Knowledge/Experience: Minimum 3 year previous relevant banking experience Experience within Commercial/Corporate/Investment banking is desirable Experience in client facing teams Sales, presentation and communication skills Analytical and credit skills, financial analysis, accounting and financial modelling General knowledge of banking processes Fluency in English and German Education: Masters degree preferred Competencies: Build and develop client relationships Effective collaboration with senior bankers and partners Analytical and problem-solving skills Affinity with corporate finance solutions Understanding of controls & compliance regime International mindset Ability to operate in a fast paced environment High level of self-motivation Ambition to grow into a relationship manager role This Role is a u201cControlled Functionu201d Role as defined by the Central Bank of Ireland Reform Act 2010 and Principal Regulations 2011, and amending Regulations 2014, 2015 Job Family Group: Commercial and Business Sales Job Family: Relationship Management Time Type: Full time Primary Location Full Time Salary Range: u20ac0.00 - u20ac1,861,981.00 Most Relevant Skills Please see the requirements listed above. Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. _This job opening is for an existing job vacancy._ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citiu2019s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.