Credit Consultant
We are seeking a professional who can provide expert guidance on credit matters, support front office staff, and contribute to the success of our organization.
Your Key Responsibilities:
* Offer advice on product and policy considerations as well as credit structuring for credit applications.
* Analyze written credit applications and provide recommendations to approval authorities in accordance with the credit governance framework.
* Manage approved credit facilities, prepare loan documentation, and coordinate the implementation of credit-related decisions and conditions.
* Monitor and control credit activities, including daily monitoring and follow-up of credit violations, and report to local management and other stakeholders.
* Support other departments on all credit-related issues and contribute to credit-related projects, process improvement, system testing, and product development.
Requirements:
* A minimum of 5 years of experience in credit risk analysis with strong organizational and analytical skills.
* Confirmed knowledge of credit products, particularly in mortgage financing processes and Spanish mortgage lending.
* Fluent language skills in English, with German and other languages considered an advantage.
* Client-oriented mindset with excellent client service delivery and interpersonal communication skills.
* Proficiency in MS-Office and experience with banking software an advantage.