Job Title: Senior Credit Risk Analyst
About the Role
The Senior Credit Risk Analyst is responsible for analyzing credit requests for Corporate and Institutional customers, conducting annual reviews within the framework of bank policies/procedures and regulatory environment. The ideal candidate will possess solid knowledge of economics and finance, enabling them to produce internal credit ratings.
Main Responsibilities
1. Assess risks associated with counterparties and proposed transactions, formulating a clear opinion to support decision-making.
2. Analyze financial statements, assess the creditworthiness of clients and formulate a credit proposal.
3. Review profit & loss accounts, balance sheets, cash flow projections, business plans, challenging assumptions made by company management or Front Office.
4. Collaborate with Front Officers, providing support in structuring and preparing comprehensive credit proposals.
5. Draft detailed credit files, actively participate in credit committees to present and defend risk assessments.