Job Overview
Banque Internationale à Luxembourg, the oldest multi-business bank in the Grand Duchy, is seeking a highly skilled Senior Credit Risk Analyst to join its team.
* Assessing credit risk and conducting annual follow-ups on loan applications for commercial customers.
* Identifying inherent risks to debtors and transactions, providing recommendations for decision-making bodies.
* Evaluating counterparties' ratings, valuing assets used as collateral, and supporting the Front Office.
To succeed, you will need:
* A strong educational background in economics, management, or finance (BAC+3) or equivalent experience.
* Fluent English and French language skills, with German being an asset.
* Detailed knowledge of loans, financial instruments, and real estate markets.
* Proficiency in office automation tools, including Excel, Visual Basic, Access, and Business Objects.
* Familiarity with Basel Rating Tools.
Key Responsibilities
* Analyzing credit reports and financial statements to determine creditworthiness.
* Conducting site visits to assess credit risk and gather information about clients.
* Collaborating with other departments to ensure effective risk management practices.
This role requires a high degree of analytical skill, attention to detail, and effective communication skills.