Join Our Credit Team
Are you passionate about helping clients achieve their financial goals? As a key member of our credit team, you will have the opportunity to work with a diverse range of clients and make a lasting impact on their lives.
Our ideal candidate is someone who thrives in a dynamic environment where no two days are the same. You will be responsible for supporting front office staff with credit-related matters, providing guidance on product and policy considerations as well as credit structuring advice.
Key Responsibilities:
* Conduct thorough analyses of credit applications and submit recommendations to the approval authority, adhering to our credit governance framework.
* Manage the implementation of approved credit facilities, preparing loan and collateral documentation while ensuring seamless execution of credit-related decisions and conditions.
* Monitor and control credit activities, including daily monitoring and follow-up of credit violations, as well as credit reporting to local management and stakeholders.
* Collaborate with other departments (Finance, Legal, Compliance) on credit-related issues and contribute to projects that drive process improvement, system testing, product development, and policy enhancements.
Requirements:
* A minimum of 5 years of experience in credit risk analysis, with strong organisational and analytical skills.
* Proven knowledge of credit products, particularly in mortgage financing, with expertise in Spanish mortgage lending.
* Fluent English language skills; German and other languages an asset.
* A client-centric mindset and excellent interpersonal communication skills to deliver exceptional client service.
* Proficiency in MS-Office, with Avaloq banking software experience a plus.
About Us:
We are committed to fostering a culture of excellence and innovation. If you are passionate about delivering high-quality results and contributing to a dynamic team, we encourage you to apply for this exciting opportunity.