We are seeking an accomplished professional to join our team in a critical role that requires expert-level knowledge of credit risk analysis. As a Senior Credit Risk Analyst, you will play a pivotal part in ensuring the financial stability and security of our corporate and institutional clients.
About This Opportunity
This is an exceptional chance for a skilled analyst to leverage their expertise in assessing credit risks associated with counterparties and proposed transactions. You will be responsible for formulating well-reasoned opinions to support decision-making by relevant credit authorities.
Your key responsibilities will include:
* Conducting thorough analyses of financial statements, economics, and finance to produce internal credit ratings.
* Evaluating profit & loss accounts, balance sheets, cash flow projections, and business plans to identify potential risks.
* Collaborating closely with Front Officers to structure and prepare comprehensive credit proposals.
* Drafting detailed credit files and participating in credit committees to present and defend your risk assessments.
Requirements
To excel in this role, you should possess:
* A Master's degree in Corporate Finance, Management, or a related field.
* Initial experience in credit analysis or a front-office/structuring role within corporate financing.
* A solid understanding of banking products tailored to Corporate or Institutional clients.
* Fluency in both French and English; proficiency in German is considered a strong asset.
* Comfortable with standard business tools; familiarity with T24, Salesforce, and Microsoft Office Suite is a plus.
The Ideal Candidate
You are an analytical thinker with excellent writing and summarizing skills. You are detail-oriented, proficient in IFRS 9 staging principles, and committed to ensuring strict compliance with internal credit risk policies, procedures, and regulatory guidelines.