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Specialist (m/f/d) credit analysis (köln, de)

Köln
Toyota Kreditbank
Inserat online seit: 13 Oktober
Beschreibung

Your Tasks:



* Review, approval, and recording of loans up to €1 million in the corporate segment in accordance with guidelines
* Preparation of loan proposals ready for decision by higher-level committees
* Daily decision-making or facilitation of decisions on credit lines and existing financing
* Ongoing portfolio monitoring and annual credit rating, including early risk detection and recommendation of measures
* Support for commitments requiring intensive monitoring and implementation of early warning processes
* Conducting constructive customer/dealer discussions as part of the credit assessment process
* Compliance with regulatory requirements (MaRisk, EBA, KWG, money laundering and data protection)


Your Profile:



* Completed training as a bank clerk, ideally with a degree in banking or a comparable qualification
* At least 3 years of professional experience in commercial lending
* Ability to analyze and evaluate complex issues
* Confident use of MS Office
* Open, team-oriented personality
* Sound judgment, negotiating skills, and assertiveness
* High level of motivation and commitment
* Responsible and decisive approach to work
* Fluent German and good written and spoken English

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