Credit Analyst Japanese Corporate BankingDo you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, andmunity we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment?
We are currently recruiting for a Credit Analyst for our Japanese Corporate Banking Division in Düsseldorf .
MUFG Bank Europe (MBE) is a fully-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), one of the largest ranked Financial Groups in the world in terms of assets. A world-class set of businesses and more than 180,000 employees in 50 markets. MUFG offers stability in an ever-changing market, providing services to high-profile clients worldwide.
For more than 50 years MBE offers corporate and investment banking services to both Japanese and non-Japanese corporate customers in The Netherlands and, through its branches. The goal is to be among the top performing foreign-owned banks operating in The Netherlands, providing value-added banking services and excellent operations, fulfilling both Japanese and Global Multinational Corporate customers' needs.
At MBE we aremitted to contributing to a more sustainable future. Thus, we will encourage you to embed environmental, social &ernance (ESG) factors in your everyday work and in our culture.
The MBE subsidiary based in The Netherlands is a network of branches (Germany Branch (Dusseldorf, Hamburg, Frankfurt, Munich), Spain Branch (Madrid, Barcelona), Belgium Branch (Brussels), Austria Branch (Vienna)), managed from Amsterdam.
Overall Purpose of the Job
1. Conducting rating applications of Japanese corporate credit customers through financial analysis
2. Preparing credit applications of Japanese corporate customers in case of renewal, change or set-up of credit facilities
Your impact at MUFG
3. Making financial analysis of credit customers in order to assign them correct credit ratings as defined in the bank's rating procedure.
4. Preparing credit applications (renewal, change or setup of credit facilities) in cooperation with relationship managers in order to help providing the customers with required credit facilities, which are source of profit of the bank
5. Conducting sector analysis for clients positioning inpetitive environment
6. Due data control: Monitoring of expiring borrower ratings and credit applications
7. Contact person for external or internal auditors
In order to be successful in the role, you will need the following:
8. Preferred is a university degree in Economics or Science but also an apprenticeship in a bank with experience in a similar role is interesting
9. Previous experience in a similar position is a plus but not a must
10. Experience in handling rating applications and credit applications is required
11. Familiarity in handling related in-house systems (GCARS, OVS, FiBridge, ZEUS, etc.)
12. Basic knowledge of financial analysis, corporate finance and accounting
13. Confident handling of MS Office products (Excel, Word, Power-point)
14. Business fluent in German and English language, Japanese language skills on every level would be a plus
Personal requirements:
Integrity and Responsibility
15. Balance Risk with Opportunity
16. Customer Focus
17. Demonstrate Global Perspective
Professionalism and Teamwork
18. Drive For Results
19. Collaborate and Build Partnerships
Challenge Ourselves To Grow
20. Influence and Inspire Others
21. Lead Change & Seek Continuous Improvement
22. Think Strategically
23. Manage and Develop Talent
What do we have to offer:
We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.
24. Gross salary based on experience and consistent with the market including bonus payment
25. Contribution to capital forming benefits ("Vermögenswirksame Leistungen")
26. Sponsorship of a job ticket to fifty percent
27. Lunch allowance
28. Flextime to support your personal work-life-balance ("Gleitzeit")
29. Further training and educational programs, language courses
30. Corporate benefits
31. To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best
Additional information :
Acquisition in response to this vacancy is not appreciated.
The role is based in Düsseldorf. All candidates need to be willing to relocate to Düsseldorf. Internal employees will be supported in case of relocation.
For more information regarding this position you can contact our Talent Acquisition Specialist at:
We are open to considering flexible working requests in line with organisational requirements.
MUFG ismitted to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.
We make our recruitment decisions in a non-discriminatory manner in accordance with ourmitment to identifying the right skills for the right role and our obligations under the law. Job ID 10070194-WD