YouLend is the preferred embedded finance platform for many of the world’s leading e-commerce platforms, tech companies, and payment service providers. Our software enables partners like eBay, Amazon, Shopify, and Stripe to extend their value proposition by offering flexible financing products to their merchants under their own brand – without taking on capital risk.
Part of the leading private equity firm EQT, we have grown by more than 100% annually since 2020. You will process applications from thousands of German and Danish businesses coming through our global partners.
In-depth Analysis: You assess repayment capacity and risk profiles by analyzing financial data, financial statements, and revenue/payment data.
Structuring: You decide on the terms of financing offers (amount, duration, price), balancing risk with growth.
Risk & Compliance: Using state-of-the-art third-party systems, you manage KYC checks as well as onboarding and compliance risks.
Analytical Focus: You enjoy working with data and possess high attention to detail.
Experience: Ideally, you have 1–2 years of experience in underwriting or finance; Tech Savvy: Proficiency in Excel is a prerequisite.
Hands-on Mentality: You are proactive, solution-oriented, and comfortable working in a dynamic environment with daily deadlines.
Languages: You communicate confidently and professionally in German and English.
SQL, Python, R).
Experience in the field of SME financing in Germany, ideally with Cash Advances.
Benefits
At YouLend, we work in an environment that fosters personal responsibility and excellence. A highly skilled team that drives each other to peak performance through direct feedback and aligned incentive systems.
Impact: An empowered work environment where results matter.
A data-driven way of working with a focus on speed and minimal bureaucracy.
Build-up Opportunity: You will become part of our new team in Berlin and actively help scale the German market.
Growth & Stability: Over 100% YoY growth meets the security of the Banking Circle Group (with a banking license in Luxembourg) and the backing of EQT.
Clear career paths and an attractive salary package, including bonus or equity programs.
Salary: Competitive market salary plus bonus