Description
:
The Lending Officer (Execution) will be instrumental in supporting and expanding the Lending franchise on a global level. Lending Officers within the Lending Execution team in Luxembourg do execute and administrate new lending transactions and support Sales Lending Officers from various locations globally with regards to transactions booked in WM Luxembourg. Deutsche Bank Luxembourg S.A. is the main European Lending Hub within Deutsche Bank. Achieving overall growth and revenues targets, whilst maintaining excellent credit quality is of key importance.
The Lending Officer supports Sales Lending Officers / WM Relationship Managers in all their credit-related needs with respect to the full range of lending product offering (special focus on French, Spanish & UK Commercial / Residential Real Estate Financing, Single Stock Financing, Lombard Financing, Aircraft Financing, Life Insurance Financing, as well as Subscription Financing).
Responsibilities
1. Support Lending Officers in the execution and portfolio management team to conclude and implement on structures of credit transactions that in the end make it acceptable from both commercial and risk standpoints
2. Ensure credit-approved transactions will be documented in accordance with regulatory, legal and operational requirements (overall organization and coordination of processes with internal and external stakeholders; including cooperation with legal departments)
3. Administrate alongside the portfolio management team approved deals throughout transaction life cycle (i.e. support to perform annual review of credit transactions; manage and administrate credit book in terms of ongoing conditions/tasks; coordinate with Sales Lending Officers / WM Relationship Managers as well as with Risk Management and Legal to manage conditions and deliver them in a timely manner)
4. Besides these direct transaction-related tasks, the Lending Officer within execution and portfolio management team also supports and takes ownership in enhancing local processes as well as occasionally participate in (global) Lending projects
Skills
5. University-level degree in business / economics
6. Good knowledge and understanding of overall banking processes, financial instruments as well as contractual matters
7. Good analytical, communication, administrative and structural skills as well as the ability to identify risks / mitigants throughout the overall credit process
8. Fluent in English (French and Italian language capabilities would be an advantage)
9. Good working skills in MS office applications
10. Experience in a wealth management related lending / credit role is a plus
11. Demonstrate besides strong organizational and communication skills an ability to learn and improve (within a multi-stream project type of work), and a solution-focused mindset
The successful candidate will be asked to present a recent criminal record.
Well-being & Benefits
12. Emotionally and mentally balanced:
We support you in maintaining good mental health. Benefit from initiatives such as training events, counseling and support in difficult life situations and a culture where you can openly speak about mental health. Reach out to our Mental Health First Aiders.
13. Physically thriving:
We support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive. We offer an in-house gym, standing desks, medical check-ups and promote healthier ways of working.
14. Socially connected:
We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self-confidence and well-being. Our local benefits vary from different types of leave, sports groups to engage with colleagues while keeping physically active and a hybrid working model.
15. Financially secure:
We support you to meet personal financial goals during your active career and for the future.
Thus, we offer two pension contribution plans, a worldwide accident insurance, private insurance discounts, special conditions as a Deutsche Bank employee with several retail banks in Luxembourg, public transportation reimbursement, lunch voucher scheme, company car participation, as well as a Corporate Benefits platform
We strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.