Credit Consultant
Luxemburg | 70-100% | permanent contract
Are you curious and eager to seize new opportunities? Do you go the extra mile and have an open, communicative personality with a strong customer and solution orientation? Then let's exceed our customers' expectations together and continue the success story of VP Bank. With us, you'll find space for bold ideas and the opportunity to actively shape the future.
Your Challenge
* Support front office staff in relation to credit matters, provide guidance on product and policy considerations together with credit structuring advice
* Provide a written analysis of credit applications and recommendation to the competent approval authority, in accordance with the credit governance framework, and coordinate the entire credit approval process
* Manage the implementation of approved credit facilities, prepare loan and collateral documentation and coordinate the proper implementation of credit-related decisions and conditions
* Perform credit monitoring and control activities, including daily monitoring and follow-up of credit violations, as well as credit reporting to local management and other stakeholders
* Assist and support other departments (e.g. Finance, Legal, Compliance) on all credit-related issues, and contribute to credit-related projects, process improvement, system testing, product and policy development etc. as required.
Your Profile
* A minimum of 5 years of experience in the described area of responsibility, with very strong organisational and analytical skills, especially in credit risk analysis
* Confirmed credit product knowledge, in particular in the mortgage financing process and with strong experience of Spanish mortgage lending
* You have fluent language skills English. German and other languages considered as an advantage
* You have a client-oriented mindset and strive to deliver excellent client service on the highest professional level, with excellent interpersonal communication skills to interact successfully with clients and colleagues
* Proficiency in the MS-Office package, with experience of the Avaloq banking software an advantage.
In the event of an Employment we will ask you to present a criminal record.