N26 is looking for a Manager Risk Controlling to take ownership of capital planning and risk governance within the ICAAP framework at a cutting-edge technology-driven bank.
N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use.
Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
In this role, you will be responsible for overseeing and improving capital planning processes, ensuring compliance with regulatory requirements, and enhancing overall risk governance. Lead and enhance capital planning and overall ICAAP governance, ensuring robust risk management and compliance with evolving regulations.
Drive and enhance the risk management and risk controlling of the N26 group, taking ownership of key areas such as RWA calculation, risk appetite, risk policies and decision-making frameworks, limit setting and monitoring, and internal controls.
Ensure adherence to regulatory requirements such as MaRisk, CRR, ICAAP guidelines, and EBA regulatory expectations.
Collaborate with cross-functional teams, including Finance, Treasury, and Risk, to align capital planning with business and risk strategy to support informed decision-making and sustainable growth.
Continuously improve risk reporting by developing insightful analyses that support decision-making and capital adequacy discussions.
Engage with internal and external stakeholders, including auditors and regulators, on ICAAP and capital planning matters.
Master's degree in business/economics, finance, or a related field.
5+ years of experience in risk management, financial risk controlling, or capital planning within the banking sector.
MaRisk, CRR, EBA guidelines).
Strong Excel / google Sheets skills
Excellent communication skills in English and the ability to effectively engage stakeholders at all levels; proficiency in German is a strong advantage for interacting with local regulators and stakeholders.
Ability to work independently and drive projects in a fast-paced environment.
Passion for financial risk management and a proactive approach to problem-solving.
Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. A relocation package with visa support for those who need it.