Your Mission
We are seeking a motivated and detail-oriented (Junior) Internal Auditor (m/f/d) to join our team. In this role, you will be responsible for assessing the design and effectiveness of processes, internal controls, risk management, and compliance across various business functions. You will contribute to the continuous improvement of processes and help ensure operational integrity and regulatory adherence.
Key Responsibilities
* Plan and execute internal audits across operational, financial, and compliance areas
* Identify control weaknesses and provide actionable recommendations
* Prepare clear and concise audit reports for management
* Support follow-up activities and monitor the implementation of corrective actions
* Collaborate with cross-functional teams to promote a strong control environment
* Assist in risk assessments, annual audit planning and regular reporting to senior management
That's What You Bring Along
* Professional experience in audit techniques, and risk management, compliance and/or IT auditing
* Work experience within the Financial Services industry and knowledge of relevant regulation is a plus
* High standards for quality and accuracy in your work
* Strong communication and influencing skills, combined with a confident and professional presence
* Reliable, self-driven, and excel at finding practical solutions to complex problems
* IT knowledge or familiarity with ERP systems (e.g., SAP) and cloud environment is a plus
* Fluent in German and English
Equal Opportunities & Diversity
We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious beliefs, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 200 employees and 40 different nationalities, we take our values seriously. These include ownership, growth, integrity, collaboration, customer centricity and inclusion.
About us
We dare to design the future of payments, together. Born in the heart of Berlin’s fintech hub, Ratepay has passionately crafted tomorrow’s payment solutions for over a decade.
Today, we’re proud to be Europe’s leading white-label Buy Now, Pay Later provider, trusted by brands like Eurowings, ZARA, and PUMA.
Our success comes from teamwork, openness, and continuous improvement. We value shared goals over egos, fostering a culture of courage, commitment, and warmth. Our dedicated team of 200+ professionals powers the entire payment value chain - from integration to AI-driven risk management and dunning – delivering tailored payment solutions for businesses across Germany, Austria, Switzerland, and beyond.
At Ratepay, we never stop improving — our products, our processes, and ourselves.
Ready to transform commerce payments with us?