Your Responsibilities
As a Quantitative Risk Controller, you will be responsible for developing, implementing, and continuously improving Raisin Bank’s economic ICAAP framework, market price risk models, and liquidity risk analysis. Your work ensures that the bank’s internal risk-bearing capacity accurately reflects its risk profile and supports strategic decision-making. The role directly contributes to regulatory compliance, risk transparency, and the financial resilience of Raisin Bank.
Key Responsibilities
1. Develop and maintain models and methodologies for the economic ICAAP perspective, including internal capital calculation and risk aggregation.
2. Quantify and monitor market price risks (particularly interest rate risk) using standard and internal models.
3. Analyze and report on liquidity risk metrics such as survival horizons, funding concentrations, and results from liquidity stress testing.
4. Conduct scenario analyses and stress tests for capital and liquidity risks in line with MaRisk and EBA/ECB guidelines.
5. Maintain the risk inventory and support the identification and assessment of material risks across all risk types.
6. Prepare ICAAP reports for management, regulatory authorities, and internal committees with a focus on clarity, accuracy, and regulatory compliance.
7. Collaborate with Treasury, Finance, and business units to align capital, liquidity, and risk strategies.
8. Monitor regulatory developments and adjust internal methodologies accordingly.
9. Support ongoing refinement of risk measurement tools and drive improvements in risk data quality.
Your Profile
You bring a strong mix of quantitative skills, regulatory knowledge, and communication ability that supports risk-based steering and regulatory compliance at Raisin Bank. You work independently, think analytically, and can translate complex data into actionable insights for senior stakeholders.
We’re looking for someone who:
10. Holds a degree in a quantitative discipline (e.g. mathematics, statistics, economics) or in Business Administration with a quantitative focus.
11. Brings a certification such as FRM, CFA or PRM (a plus).
12. Has 2–5 years of experience in risk controlling, quantitative analysis, or a related area within banking or financial services.
13. Understands economic capital models, ICAAP methodology (especially the economic perspective), and capital aggregation techniques.
14. Has a solid grasp of market risk measurement methods such as VaR, sensitivities, and stress testing, as well as liquidity risk metrics.
15. Is familiar with MaRisk, Basel III/IV, and ECB ICAAP expectations.
16. Works confidently with Excel/VBA and at least one analytical tool (e.g. Python, R, MATLAB, or SQL)
17. Brings a high level of precision, independence, and analytical thinking.
18. Writes clearly and structures documentation to ensure transparency and audit readiness.
19. Communicates effectively and works well across departments, including with senior stakeholders.
Join our mission, join our team - and grow with us!
As part of the strong Raisin family, Raisin Bank combines the best of both worlds: The experience and security of a bank with the flexibility and innovation of a Start-up.
Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place! In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide:
20. Employee Development Budget of €2,000 and access to Babbel for continuous learning.
21. Exciting cooperation partners and projects in the banking and Start-Up environment.
22. A fully cloud-based Banking-as-a-Service Platform.
23. Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
24. Dynamic environment, a hands-on mentality and agile ways of working.
25. Flexible working hours and 30 days holiday plus Christmas Eve and New Year's Eve off.
26. Collegiality and a supportive learning environment.
27. Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).
28. We subsidize the Deutschland Ticket with €25 per month.
29. Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs
30. A diverse team of experts to learn from and to inspire each other.