Business analyst cash & reconciliation (f/m/d)

About this vacancy

We are looking for a Senior Business Analyst – Cash & Reconciliation to join a long-term strategic initiative focused on financial data, settlement, and reconciliation processes within a modern platform environment.

You will act as a key bridge between business stakeholders, compliance, and engineering teams, working on complex topics such as cash settlement flows, reconciliation processes, and client money management . The role involves analysing and documenting end-to-end processes, defining business rules, and supporting the delivery of scalable solutions in a cloud-native environment .

You will contribute across multiple workstreams including cash settlement, reconciliation, regulatory reporting, and account structure design , within a context requiring strong data accuracy, consistency, and long-term system evolution. This role is part of a long-term engagement , with the goal of building sustainable expertise over time.

What we expect from you

• 5–10 years of experience as a Business Analyst , ideally in financial services
• Strong knowledge of cash management and reconciliation processes
• Experience with cash settlement lifecycles (subscriptions, redemptions, transfers, etc.)
• Good understanding of client money frameworks and related regulations
• Ability to analyse and document end-to-end cash flows and reconciliation processes
• Experience with bank messaging standards (SWIFT MT / CAMT) and cash monitoring flows
• Strong understanding of reconciliation layers (bank, external, internal)
• Ability to define business rules, transaction scenarios, and exception handling workflows
• Experience translating requirements into user stories, functional specifications, and data mappings
• Experience supporting UAT and working in Agile environments
• Strong analytical skills with attention to detail and edge-case analysis
• Good proficiency in SQL for data analysis and reconciliation investigations
• Exposure to tools such as Grafana and environments using Golang is a plus
• Familiarity with cloud-native environments (no need to be a cloud expert)
• Strong communication skills and ability to collaborate with both business and technical stakeholders
• Ability to commit to a long-term engagement within a multi-year context

Standort

TMC Luxembourg, Geichlingen