Job Description As a global payments network, Visa maintains a Compliance Program designed to proactively manage legal, regulatory and ethical risks across our business. The Ethics & Compliance (E&C) team is responsible for the delivery of this program. The E&C Consultant is an individual contributor, management level role within the Europe E&C team overseeing core E&C programs in Europe. This Second Line of Defense role involves providing expert guidance on compliance frameworks, risk management strategies, and regulatory obligations. This role will work closely with various stakeholders to assess existing compliance programs, identify gaps, and design tailored solutions that align with both regulatory requirements and business objectives. Key responsibilities include advising on regulations, leading compliance reviews, delivering training, and supporting the implementation of policies and procedures that promote ethical conduct and operational resilience. This includes the review and remediation of regulatory compliance risks, investigating compliance incidents, recommending and overseeing implementation of solutions, and engaging with regulators as required. The successful candidate will be a motivated, driven individual, with previous experience developing strategies to address evolving compliance risks and new developments in a fast-paced, complex regulatory environment. This is a dynamic opportunity to work in a complex regulatory landscape, influence strategic decision-making, and contribute to the integrity of the financial services industry. Core responsibilities: Responsible for the management and evolution of key compliance programs in keeping with the Visa Compliance Risk Management Framework, maintaining and creating policies and procedures as required. Responsible for advising on matters relating to key compliance areas, including the identification and review of risks, in conjunction with Legal and Corporate Tax, and making recommendations to senior management on how to mitigate. Responsible for promoting and embedding a culture of compliance within the First Line of Defence. Lead compilation of responses to regulatory requests for information or risk reviews with HMRC regarding relevant compliance areas (e.g. HMRC annual risk assessment). Responsible for the development and maintenance of the Risk Assessment and Risk Control Self-Assessment (RCSA), and any evolution to an Associated Persons orientated risk assessment and RCSA. Responsible for investigating potential compliance incidents arising from program non-compliance. Responsible for supporting relevant regulatory compliance investigations in conjunction with the Business Conduct Office and HR as required. Management and day to day delivery of management information reports for senior executives and committees. Work with the Audit and Risk teams on second/third line testing and any remediation activities required. Lead the development and delivery of tailored compliance training and communication plans. Day to day management of the compliance mailbox. Responsible for developing effective relationships between the Ethics and Compliance team and other parts of Visa. Support the Europe Compliance team with any other activities as requested to support business or regulatory objectives including regulatory projects. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.