Together we create solutions that simplify life for the many people. At Ikano Bank, we thrive on values and collaboration. Join us in making a difference.
At Ikano Bank, our core values - common sense and simplicity, working together, and daring to be different - guide us in all that we do. We believe in operating on fair terms, whether it's for our clients, our customers, or ourselves. Founded by Ingvar Kamprad, with an entrepreneurial spirit and IKEA heritage, we are entrepreneurial bank with big ambitions.
Your role & responsibilities
* Responsible for acquisition through web x-sell and broker channels.
* Responsible for pricing & profitability (inc. NCL) to deliver budgeted TNI (Total Net Income) and OM (Operating Margin).
* Optimize risk-based pricing in close cooperation with business control and credit risk.
* Responsible for budgeting & follow up.
* Minimize/ prevent churn – to ensure long term customer relationship and profitability.
* Maximise sales and loan book for all loan and card products.
* Support and manage deposit book in close collaboration with the Mortgages, Deposits and Insurances Manager
What skills will you bring?
* Strategic thinking with an eye for detail
* Strong ability to interpret data & analytics on performance & present insights & actions based on these.
* Ability to engage and motivate teams to perform at consistently high levels.
What experience will you bring?
* +5 years’ experience of working within unsecure lending products.
* Knowledge of working with lending strategy within a banking environment.
* Experience of profit &loss management and reporting and ability to clearly communicate targets and results.
Join us now – together we will find a better way
If you're a professional seeking a new opportunity with a company that values collaboration, diversity, personal growth, and offers impactful projects, Ikano Bank is the place for you. This position is a full-time employment within the German Market of Ikano Bank
We look forward to receiving your application with a CV no later than the 27 June 2025. Please note that we are unable to accept any applications via email.