Who we are
United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.
Role Summary
• The role of the front office credit analyst exists to manage the banks assets within its own risk management framework in compliance with all external regulation, helping to protect the bank from losses resulting from customer defaults.
• The front office credit analyst upholds the first line of defence for the credit risk management of a portfolio of new and existing corporate customers, in line with the banks policy and procedures.
• The front office credit analyst conducts the review of corporate credit risk and recommends accurate obligor and facility grades, so that the bank can allocate the correct amount of regulatory capital for Basel purposes.
Position Description
Accountabilities & Responsibilities
• Preparing high-quality credit applications with financial and industry analysis
• Monitoring a portfolio of corporate clients and identifying credit risks
• Supporting special credit reviews and assisting in structuring new transactions
Knowledge, Skills, Experience & Qualifications
• University degree or equivalent qualification and a track record of continuous learning.
• Experience as a Corporate Credit Analyst in a bank or rating agency preferred.
• Familiarity with credit products (syndicated loans, derivatives, trade finance) and legal documentation (LMA and Bond documentation, ISDAs, CSAs, netting and credit mitigating features).
• Excellent analytical and communication skills, including proficiency in Excel and Word.
• Fluent English language skills.
Competencies
Customer Focus
Driving Change
Driving Results
Embraces Diversity
Enterprise Leadership
Judgement and Decision Making
Risk Management
Strategic and Visionary
Trust and Integrity
What we offer
For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.
As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:
* Hybrid and flexible working
* Competitive paid leave days
* Benefits to support your physical wellbeing, including private medical insurance
* Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
* Access a wide range of learning and development opportunities and career progression opportunities
* Ambitious remuneration package
So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!