Key Job Responsibilities
We are seeking a Senior Credit Risk Analyst to assess and manage credit risk for commercial customers.
* Analyse loan applications in terms of credit risk and conduct regular follow-ups of counterparties and projects.
* Identify and evaluate risks inherent to debtors and transactions, providing opinions to support decision-making processes.
* Assess balance sheets, current and future cash-flows, and determine counterparties' ratings.
* Carry out valuations of assets used as collateral to ensure optimal use.
* Provide expert advice to the Front Office on structuring loans, credit risk management, and determining collateral levels.
Requirements:
* At least three years of higher education in economics, management or finance, or five years of professional experience in corporate banking or credit consulting.
* Fluent in English; French and German language skills an advantage.
* Strong knowledge of financial instruments, real estate markets, and proficiency in common office automation tools.