About the opportunity
Are you ready for your next career step? We are seeking a
Head of Non-Financial Risk and Internal Controls
to join our Risk Management team.
Who we are
N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use.
We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.
This is a unique opportunity to drive the non-financial risk management (NFRM) at a cutting edge technology-driven bank. You will lead fantastic teams and take full ownership for various non-financial risk topics. In your role, you will work across functions, products, and markets to assess, control, and report non-financial risks N26 is exposed to.
* Lead and further develop the Non-Financial Risk Teams (Non Financial Risk and Internal Controls, Program Risk) as a cross-sectional risk governance function
* Continuously develop the non-financial risk and internal control framework to ensure operational resilience, process efficiency, and adherence to the latest legal and regulatory requirements
* Act as the primary point of contact for internal and external audits, as well as regulatory bodies (e.g., BaFin, Bundesbank) regarding non-financial risk matters
* Be responsible for risk assessments during MaRisk AT 8.1 (New Product Process), MaRisk AT 8.2 (Modifications of operational processes or structures) and AT 8.3 (M&A), presenting outcomes to the management board.
* Develop and own the central methodology for the internal control system across N26 and establish a Central Internal Control function within the NFRM team.
* Provide the management and supervisory boards with actionable insights and recommendations based on non-financial risk and internal control reports
* Chairing the New Products and Markets Committee (NPPC) as well as the Non Financial Risk Committee (NFRC)
Background
* A Bachelor's or Master's degree in Business Administration, Economics, or other relevant areas
* 10+ years of professional experience in Internal Controls and/or Non-Financial Risk Management (including Business Continuity Risk, ICT Risk, Third Party Risk Management) gained in banking/financial services or in a consulting firm
* Experience in or sound knowledge of Internal Control Systems and standards applicable to the financial industry
Skills
* Experience in leading and developing a team.
* Excellent communication skills both on technical and on (senior) managerial level
* Sound knowledge of relevant legal and regulatory requirements and common industry standards
* Track record in project delivery
* Fluency in English & German is required
Traits
* Strong topic ownership and bias for action
* Passion for risk management, internal controls, and complex problem-solving
* Both attention to details and strong conceptual thinking
* Flexibility in a fast-changing and agile environment
* Accelerate your career growth by joining one of Europe's most talked about disruptors .
* A flexible hybrid working model
* Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
* As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
* Additional day of annual leave for each year of service.
* A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
* A relocation package with visa support for those who need it.
Equal Opportunities:
We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.
We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination.