Credit Consultant
We are seeking a skilled professional to support front office staff with credit matters, provide guidance on product and policy considerations, and manage the implementation of approved credit facilities.
Key Responsibilities:
* Support front office staff in relation to credit matters, provide guidance on product and policy considerations together with credit structuring advice
* Provide a written analysis of credit applications and recommendation to the competent approval authority, in accordance with the credit governance framework, and coordinate the entire credit approval process
* Manage the implementation of approved credit facilities, prepare loan and collateral documentation and coordinate the proper implementation of credit-related decisions and conditions
* Perform credit monitoring and control activities, including daily monitoring and follow-up of credit violations, as well as credit reporting to management and other stakeholders
* Assist and support other departments (e.g. Finance, Legal, Compliance) on all credit-related issues, and contribute to credit-related projects, process improvement, system testing, product and policy development etc.
Requirements:
* A minimum of 5 years of experience in credit risk analysis, with strong organisational and analytical skills
* Confirmed knowledge of credit products, particularly in mortgage financing, with strong experience of Spanish mortgage lending
* You have fluent language skills English, German and other languages considered an advantage
* You have a client-focused mindset and strive to deliver excellent client service, with excellent interpersonal communication skills to interact successfully with clients and colleagues
* Proficiency in MS-Office package, with experience of Avaloq banking software an advantage
About This Role:
This role involves working closely with our team to deliver high-quality credit solutions, providing expert guidance and support to ensure successful project outcomes.
What We Offer:
This is an exciting opportunity to join a dynamic team and develop your career in credit consulting.