Stellenbeschreibung
Reports to
Head of Compliance & MLRO / AMLO (or Deputy MLRO / Compliance Officer)
Location
Frankfurt am Main, Germany (Hybrid)
The Junior Compliance Analyst supports the Compliance function by independently reviewing and analysing sanctions, PEP and AML transaction monitoring alerts. The role ensures timely, risk-based assessments, proper documentation and escalation in line with internal policies and regulatory requirements.
In addition, the position contributes to the second line of defence oversight of the KYC framework by supporting control activities, remediation efforts and quality assurance reviews.
Roles and Responsibilities
AML & Sanctions Monitoring
* Review and investigate alerts generated by sanctions screening and AML transaction monitoring systems
* Disambiguate and categorise screening and monitoring results to distinguish false positives from actionable hits
* Conduct research using internal and external sources, including sanctions lists and PEP databases
* Document findings comprehensively and recommend appropriate outcomes, including escalation where required
* Ensure timely disposition of alerts and cases within the case-management system
* Escalate confirmed or complex high-risk cases to the Head of Compliance & MLRO/AMLO or Deputy MLRO/AMLO, including preparation for Suspicious Activity Reports (SARs) where applicable
KYC / CDD Oversight (Second Line of Defence)
* Perform second-line reviews of onboarding and ongoing KYC/CDD files completed by the first line of defence
* Assess completeness, consistency and regulatory adequacy of customer documentation and identity verification
* Provide independent oversight and quality assurance regarding the identification and verification of Ultimate Beneficial Owners (UBOs)
* Review customer risk assessments in line with the German Anti-Money Laundering Act (GwG) and applicable FATF and EU standards
* Oversee periodic reviews of KYC records through sampling, thematic reviews and control activities to ensure ongoing compliance
Governance & Regulatory Support
* Support internal and external audits as well as regulatory enquiries by providing relevant documentation and analysis
* Stay up to date with changes in AML, sanctions and KYC regulatory requirements and share relevant updates within the Compliance team
Qualifications & Educational Requirements
* University degree in Finance, Law, Business Administration, Economics or a related discipline
* 0–2 years of professional experience in AML monitoring, sanctions screening and/or KYC/CDD (preferably within a financial institution)
* Basic knowledge of AML, sanctions and customer due diligence regulations relevant to German banking (e.g. GwG, EU/UN/OFAC sanctions) is an advantage
* Initial familiarity with AML/sanctions screening tools and transaction monitoring systems is a plus
Professional Requirements
Knowledge
* Foundational understanding of legal and regulatory requirements in financial services
* Initial knowledge of compliance standards, risk management principles and banking products
Skills & Competencies
* Strong analytical skills and attention to detail
* Structured, independent and reliable working style
* Ability to document findings clearly and comprehensively
* High level of integrity, confidentiality and professional judgement
* Good written and verbal communication skills in English (German is a plus)
What we offer you
* A varied and engaging role in a small, collaborative team
* A secure position within an international bank
* Hybrid working model: 3 days in the office, 2 days remote
* Opportunities for further training and professional development
* Flat hierarchies and short decision-making processes
* An attractive salary package in line with your experience
Sounds interesting?
Then we look forward to receiving your application via our career portal!
Über uns
Shape the Future with Misr Bank - Europe GmbH
Since 1992, Misr Bank - Europe GmbH has been a trusted financial partner located in the heart of Frankfurt am Main. As the only Egyptian bank in Central and Southeastern Europe, we offer innovative, tailor-made financing solutions and connect European business with Egypt and the MENA region.