Our organization seeks a highly skilled Senior Risk Analyst to join its team.
Key Responsibilities:
* Analyze commercial loan applications to assess credit risk and conduct annual follow-ups of counterparties and projects.
* Identify inherent risks associated with debtors and transactions, providing recommendations for decision-making bodies.
* Examine balance sheets and cash flows, as well as assess ratings of counterparties.
* Perform valuations of assets used as collateral.
* Collaborate with the Front Office in structuring loans and determining collateral levels.
* Maintain strict compliance with established credit risk procedures and guidelines.
Requirements:
* At least three years of higher education in economics, management or finance, or at least five years of professional experience as a corporate officer or consultant.
* Fluent proficiency in French and English; knowledge of German is considered an advantage.
* Sound understanding of loans and financial instruments, as well as local and neighboring real estate markets.
* Proficient user of common office automation tools and expertise in Excel (advanced), Visual Basic, Access and Business Objects.
* Familiarity with Basel Rating Tools.
* Ability to work closely with front office and sales teams to find solutions that drive business growth and protect the organization.