Your mission
* Work closely together with our team of underwriters and analysts
* Manage our SME loan portfolio and monitor risk levels
* Develop and implement risk management strategies, working both conceptually and hands-on when needed
* Comfortable in driving creditworthiness assessments based on different criteria, including quantitative and qualitative analyses on financial, ratings, scores and firmographic information
* Give insights and support our quantitative and data team to develop new features for our Scoring Models
* Collaborate with our product and business development teams to develop new loan products.
* Involved in relations and comms with external stakeholders, including bank partners, data providers and credit bureaus
Your profile
* Bachelor's or Master's degree in Business, Finance, Economics, or a related field with analytical focus
* Experience in credit risk management, ideally in SME or retail lending would be a plus
* Strong understanding of quantitative and qualitative underwriting, credit risk and portfolio management
* Proven experience in understanding and implementing risk management strategies and policies
* Strong analytical and problem-solving skills
* Willingness to work pragmatically and hands-on
* Fluency in English and good knowledge of German, mainly of financial terminology
* Fintech experience would be a plus
* SQL knowledge is not necessary but definitely a plus
Our offer
Our offer
* An attractive base salary.
* Participation in our virtual Share Options Program.
* Fresh coffee and snacks in the office.
* Pet-friendly office.
* Company & team events for a strong team feeling.
* Direct collaboration with our C-Level.
You belong with us
* We are currently a team of more than 30 employees from over 10 nations and are big fans of diversity. At Banxware, everyone is accepted, included, and celebrated, regardless of sexual orientation, cultural background, gender, religion, physical abilities, or lack of any of these.
* We actively encourage women to apply: Our co-founder Miriam is a role model in this regard.
Place of work
* This is a Berlin-based position.
* We apply a 2-day-per-week office attendance policy.
We provide digital platforms with a seamless white-label solution to offer lending and financial services to their merchants/ customers.