Credit Specialist
We are seeking a skilled professional to assume the role of Credit Specialist in Luxembourg. This key position involves collaborating with various stakeholders to analyze corporates and SMEs, structure financing, and balance risk awareness with commercial acumen.
Key Responsibilities:
* Developing credit transactions through close collaboration with Relationship Managers and clients.
* Gathering client information to assess, structure, negotiate, and present transactions.
* Coordinating with Relationship Managers and the Legal department to create term sheets.
* Compiling SWOT analyses and risk mitigants, as well as necessary information for credit offers.
* Attending client meetings and contributing to origination/pitch meetings.
* Preparing comprehensive transaction memos based on facts and bank guidelines.
* Ensuring high-quality financial spreadsheet and counterparty analysis.
* Completing Credit Proposals for Credit Committee decisions.
Additional Responsibilities:
* Disseminating relevant information on major events or material evolution impacting portfolio credit quality.
* Contributing to client data quality, particularly in credit process assessments.
* Alerting on identified risks, including compliance issues.
* Supporting global portfolio reporting.
* Sharing sectorial knowledge and developing intelligence through information sharing and workshops.
Benefits:
This position presents a unique opportunity to develop analytical, financial, and credit analysis skills within a leading international banking group. You will work on a mix of plain vanilla and complex credit files for European and international clients operating in various industries and sizes.