Job Description
Banque Internationale à Luxembourg is a multi-business bank with a rich history dating back to 1856, making it the oldest bank in the country.
The Senior Credit Support Specialist plays a key role in assessing and evaluating credit requests to ensure they align with the bank's risk appetite and strategy.
Key Responsibilities:
* Assess complex credit requests and develop structuring solutions within acceptable credit/risk parameters.
* Ensure credit structuring/granting is aligned with Bank's Risk Appetite, limits, Policy, and Procedures.
* Provide credit ratings for requests.
* Decide on complex credit files within the Delegation Authority Framework.
* Contribute to business development and revenue growth while remaining within Bank's Risk Appetite.
* Play a key role in the credit approval process and implement credit files according to decisions.
* Verify data quality of credit requests in systems and credit sheets.
* Propose solutions to improve processes and data collection.
* Follow up on Margin Call regularization and excess Lombard Loan limit.
* Train and guide team members on various processes and projects.
Requirements:
* Master's degree in Economics, Finance, or related field, or equivalent experience.
* At least 5 years of experience in banking or relevant position.
* Fluency in French and English; any other language an asset.
* Good understanding of Laws & Regulations, Tax, Data Collection & Analysis, and Systems.
* Strong Knowledge of Credit Expertise, Guarantees, Risk Assessment & Mitigation, and Negotiation.
* Excellent Understanding of Credit Products Knowledge, and Policies & Procedures.
* Autonomous and responsible, with sound judgment and courage when needed.
* Effective and structured communication skills, both oral and written.
* Positive mindset, open to growing and learning.
* Solution-oriented with complex problem-solving and critical thinking skills.
Banque Internationale à Luxembourg offers challenging projects and career paths, prioritizing personal development and encouraging exploration of different business areas. The bank values diversity and inclusion, promoting equal opportunities for all employees.