We're hiring for a leading financial institution in Frankfurt. They're looking for a Credit Specialist to join their expert team, someone with a sharp eye for credit risk, structured finance, and sound decision-making. This is a great opportunity to work on impactful deals in a stable, growth-oriented environment. Responsibilities Oversee the identification, assessment, and strategic management of distressed and high-risk credit exposures. Develop tailored restructuring strategies and evaluate borrower recovery potential using forward-looking financial modeling. Review and interpret financial statements, restructuring plans, and legal documentation to support decision-making. Make independent credit recommendations and decisions within delegated authority, including provisioning assessments. Ensure adherence to internal policies and external regulatory standards, including regular reporting to senior stakeholders. Engage in negotiations with clients and external partners to structure viable recovery or restructuring solutions. Contribute to internal projects aimed at enhancing risk frameworks, digital tools, and policy development. Profile Academic background in Finance, Economics, or a related discipline. Proven experience in credit risk, restructuring, or special situations within a financial institution. Strong understanding of regulatory frameworks relevant to credit risk and loan recovery in Germany. Proficiency in financial reporting standards (IFRS, HGB, US-GAAP) and cash flow analysis. Familiarity with export credit agency (ECA) financing is advantageous. Analytical mindset with strong judgment and decision-making capabilities. Excellent communication and negotiation skills, with the ability to manage complex stakeholder relationships. Self-driven, structured, and comfortable working in a dynamic, cross-functional environment.