Job Description
We are on the lookout for a Head of Fintech Compliance & Risk to join the Legal Teamon our journey to always deliver amazing experiences.
In this role you will lead the compliance and risk management functions of our fintech business vertical. This leadership role is crucial for ensuring our financial technology operations adhere to all applicable laws, regulations, and industry standards across 65+ jurisdictions, while managing and mitigating risk in a fast-paced, high-growth environment. The ideal candidate will foster a vibrant yet demanding culture, driving excellence and accountability across the team.
Reporting directly to our Global Senior Director of Fintech Legal, Compliance & Risk, this role provides a multifaceted platform to drive compliance excellence and mitigate financial risks at a global level.
1. Develop, implement, and maintain a robust compliance framework and risk management strategy tailored to the provision of financial services within a digital ecosystem.
2. Oversee and manage all aspects of our Anti-Money Laundering (AML) compliance framework across all group regulated and non-regulated entities, ensuring alignment with global standards and local regulatory requirements.
3. Oversee and maintain a robust risk framework with a primary focus on credit and operational risk across all fintech operations.
4. Ensure full compliance with card scheme regulations (, Visa, Mastercard) and manage all aspects of Payment Card Industry Data Security Standard (PCI DSS) compliance related to our central payment processing systems.
5. Act as the primary point of contact for regulatory bodies, financial partners (banks and payment service providers) and auditors regarding compliance and risk matters.
6. Lead, mentor, and manage the compliance and risk teams, promoting professional development and a culture of integrity, transparency, and high performance.
7. Collaborate with product, engineering, and operations teams to embed compliance and risk controls into new and existing products and processes.
Qualifications
8. 10+ years of professional experience in compliance, risk management, or a related field within the financial services or fintech industry. A degree in Law is considered a plus;
9. Extensive experience with Anti-Money Laundering (AML) regulations and the implementation/management of associated controls, along with a proven track record in managing card scheme compliance and PCI compliance programs.
10. Outstanding communication skills in English (both verbal and written) and you are able to convey complex legal concepts and arguments in simple words for an audience of non-experts;
11. Demonstrated ability to manage people, foster a positive but rigorous culture, and lead a team in a fast-paced, multinational environment.
12. You possess exceptional analytical and problem-solving skills and solve complex tasks in a legally accurate yet pragmatic and timely manner;
13. Certifications such as Certified Anti-Money Laundering Specialist (CAMS) or similar professional risk/compliance credentials.