Risk Product involves managing systems and suppliers that support customer credit decisioning. The UK business has launched a new platform with an integrated decision engine, now live in the UK and set to expand across Europe, starting with Germany. This expansion aims to enhance flexibility and enable rapid feature addition and improvements.
Qualifications
* 5+ years’ experience with digital data-oriented products within a digital product team.
* Extensive knowledge of credit risk systems, bureaus, and practices in Germany and Europe.
* Proven product management experience in back-end digital services within a software or tech company, with a solid understanding of the software development lifecycle and Agile methodologies.
* Successful track record of launching and managing software products throughout their lifecycle.
* Knowledge of the financial services sector in Germany.
* Excellent communication skills to articulate and advocate product vision and strategy, especially for back-end digital services.
* Technical proficiency with strong analytical and problem-solving skills.
* Organized, detail-oriented, with the ability to ask the right questions to ensure product quality.
* Self-starter with initiative and motivation to complete tasks.
* Bachelor’s degree or equivalent experience and education.
* Fluent in German, with frequent collaboration with German suppliers such as credit bureaus.
Responsibilities
* Lead relationships with Risk stakeholders in various markets.
* Manage third-party vendor relationships, including contracts and budgets.
* Define and lead the implementation of the Risk platform in Germany, collaborating across teams and vendors for a successful launch.
* Post-launch, develop and execute a roadmap for features and enhancements to optimize customer decisioning, compliance, and experience.
* Collaborate internally and externally to deliver the roadmap, working closely with Risk, Operations, Compliance, Legal, Product, Engineering, and third-party partners.
* Use quantitative and qualitative methods to evaluate solution performance and effectiveness.
* Maintain high quality standards for your product/feature area, ensuring delivery of world-class software.
* Support senior product leaders to realize the overarching product vision.
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